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JCF Lending Group is a manufactured home only loan provider. If there is land or acreage involved in your transaction, we are not the company for you. JCF is not licensed to finance land or the combination of land and manufactured home. We can only finance the home when it has not been deeded together with land. Most of our customers live in mobile home parks, manufactured home communities or rented/family land situations.
After you buy an HRI, and you are ready, you can request the inspection online or in person at a local L&I office. You can track account balances and review your L&I permits and inspection history. Mail the completed form and your payment to the L&I office nearest you. An HRI is an inspection only to identify unpermitted alterations. Any unpermitted work or corrections the inspector finds will require additional permitting. Medical Unit - Self-propelled unit used to provide medical examinations, treatments, etc.
Preserving Manufactured Housing Communities
Manufactured Housing owners form resident-owned communities using low-cost loans and our expertise. If you are a member of the armed forces and are reassigned, you may end your tenancy by giving less than 30 days notice, if your reassignment makes it impossible for you to give more notice. The tenant must provide the notice of reassignment no more than 7 days after receipt. Notify tenants within five days after filing a petition to change the zoning of the mobile home park. A description of the proposed changes must be made available to park tenants. Then, if necessary, you will need to buy the required permits and request the inspections.
The Commission has helped numerous manufactured-home communities across Washington State to preserve their land by joining together as a cooperative. Now that these residents own their neighborhoods, they’re building equity and making community improvements. A lease will automatically renew itself for the term of the original agreement if no action is taken to end it. In other words, if your one-year lease expires and neither you nor the landlord has given proper notice to end the tenancy, the lease is automatically renewed for another year. Your mobile home rental agreement is an important document that determines your relationship to the park management. Read through the agreement carefully before you sign, and make sure every blank is filled in.
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However, the landlord cannot try to convince the tenant to sign such a waiver by offering a month-to-month agreement with better terms than the one-year lease. For example, the landlord cannot offer the tenant a month-to-month agreement with lower rent than offered in a one-year lease. JCF specializes in this type of manufactured home financing and/or loans.
Pay for permits with a credit/debit card or an e-Check, a one time withdrawal from your checking account. Check the list of which alterations require permits — it could save you time and money. The work that was done may not have needed a permit. Refinance and purchase programs designed to fit your needs. Our commitment to you the customer, is saving you money on you...
Real Estate Inquiry Form
You’ll be surprised how easy it is to borrow on your real estate equity. Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 5... 21st Mortgage Corporation specializes in providing financing to manufactured home buyers. Your company was very attentive to our situation. We reduced our rate 2.75%, consolidated $23,000 in debt and lowered our payments by over $500 per month. I was a little hesitant at first going on-line, but your company performed flawlessly.
At the inspection, the inspector will let you know what work was done without a permit; and give you a report letting you know what permits you will need to be in compliance. Find your perfect manufactured home for you and your family. After a pre-approval, start viewing homes with a real estate agent. Look at different mobile, modular and manufactured homes. We are a national housing lender specializing in manufactured, modular, and mobile home financing. Invite ROC Northwest to a neighborhood meeting.
We would caution potential consumers looking for this solution, as most upscale mobile home parks and leased lot communities will not grant approval for residency for consumers with a poor credit history. Normally, all occupants over the age of 18 that plan to live in a mobile home park or leased lot manufactured home community, must pass both a credit and criminal background check. Washington mobile home loan rates are now at historic lows. As a consequence, now is the perfect time to take advantage of our free, no obligation quote. When you refinance your current manufactured home loan with Mountainside Financial, rest assured that you will take advantage of the lowest possible rates available today.
One of the most important aspects of the law is that a tenant must be current on rent in order to exercise any rights under the Manufactured/Mobile Home Landlord Tenant Act. For your further protection, the Manufactured/Mobile Home Landlord Tenant Act lists items, or provisions, which cannot be in a rental agreement. We require a minimum 5% down payment on all purchase financing transactions. We should be clear that a 5% down payment will not be acceptable in all cases. Pay by cash, check, money order, or credit/debit card at your local L&I office.
Our qualified staff, with over 30 years of experience in the manufactured home industry will walk you through every step of the mobile home loan process. Let our team at Nexa help you find the perfect loan, whether it be a land and home loan, a manufactured home construction loan, or just a loan for your new or used factory-built home. Use the quick contact form and we will reach out to you to determine who can best serve your manufactured or modular home financing needs. Our team and our investor partners specialize and understand the specifics of factory-built home lending and manufactured home loans.
Unlike many financial institutions, our primary focus is on Washington mobile home park loan. We specialize in refinancing manufactured and mobile homes in mobile home communities and on land where the home and land are financed separate. That’s why at Mountainside Financial we are the Washington mobile home park loan specialist.
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